Frequently Asked Questions (FAQ)

– Interest is calculated based on the actual outstanding balance of the loan at the end of each day.

– Let T1 be the day the Customer has a purchase transaction that generates debt; from T1 to Tn is counted by calendar day.

– From T1 to T14: interest rate 8%/year; From T15 onwards: interest rate 13%/year

Day T1

0%/year

Day T7

13%/year

Dat Tn

Applicable from 25 December 2023

– ACBS will set the interest rate on the customer’s margin trading account at 13%/year. Periodically within the first 5 working days of the month, ACBS will recalculate the actual interest amount according to the product regulations and refund the customer the amount of interest collected.

If you need further information or have any questions, please contact the Customer Service Staff or ACBS Call Center at 1900555533.

Loans resulting from transactions incurred before the date of registration for using the product will be subject to an interest rate of 13%/year from the date of registration until the customer has fully paid off these loans.

If you need further information or have any questions, please contact the Customer Service Staff or ACBS Call Center at 1900555533.

To stop using the product, you need to cancel the product registration. Please bring your valid ID card/Citizen ID card to the ACBS Branch/Transaction Office.

If you need further information or have any questions, please contact the Customer Service Staff or ACBS Call Center at 1900555533.

From the date of canceling the Margin T14 product registration, the unpaid loans will be applied the margin trading interest rate as announced by ACBS on the website or other interest rates as announced by ACBS from the date of cancellation.

If you need further information or have any questions, please contact the Customer Service Staff or ACBS Call Center at 1900555533.

The loan term regulations apply to both loans arising before and after registering for the T14 Margin product as follows:

The loan term is 90 days.

Customers can extend the loan.

Customers with overdue loans will be processed according to ACBS’s current margin trading product regulations.

If you need further information or have any questions, please contact the Customer Service Staff or ACBS Call Center at 1900555533.

You need to have a Securities Trading & Depository account at ACBS before registering for Margin Trading. 

To register, please bring your valid ID card/Citizen ID card to the ACBS Branch/Transaction Office here

If you need information support or registration instructions, please contact the Customer Service Staff or ACBS Call Center at 1900555533.

YES, ACBS provides margin trading services to domestic Individuals and Organizations in accordance with the provisions of the Law. Customers are lent a portion of money by ACBS to buy securities based on collateral assets such as purchased securities, money and securities in the Margin Securities Portfolio.

If you need information support or registration instructions, please contact ACBS Customer Service or Call Center at 1900555533.

Customers must meet all of the following conditions:

– Trading & depositing securities at ACBS;

– Using ACBS’s dedicated money account (Omnibus account model) in securities trading;

– Not being subject to the subjects not allowed to trade margin at ACBS;

– Signing a margin trading contract with ACBS.

Securities margin transaction (also known as Margin transaction) is a transaction to buy securities using money borrowed from a securities company. In which, the securities obtained from this transaction and other securities traded on margin by the investor are used as collateral for the above loan.

Securities that are allowed to use margin are listed stocks, registered for trading, listed fund certificates on the securities trading system and meet the following basic criteria:

– Time of listing, registration for trading

– Capital scale and business performance of the issuing organization

– Liquidity and price volatility (if any)

– Information transparency and other criteria according to the regulations of the State Securities Commission (SSC).

The stock exchange shall publish a list of securities that are or are not eligible for margin trading based on criteria set by the State Securities Commission. Based on this list, the securities company shall select securities codes that are eligible for margin trading at the company and shall disclose information in accordance with the law.

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In margin trading, collateral includes all assets in the investor’s margin account such as: cash, proceeds from selling securities waiting to be returned, securities, securities waiting to be purchased, dividends, stock purchase rights and other assets accepted by the securities company.